Expect the unexpected.

Even more than paying off your debt from loans, it’s necessary that you start putting away an emergency savings fund. It is a fact that in the near future, you could run into unexpected expenses. If you have to pay for major car repairs or an unexpected vehicle repairs, you will thank yourself for having put the money aside to begin with, and effectively sparing yourself from extra.
Factor in your long-term goals.
Most youngsters don't already have their whole lives figured out, you probably you've got somewhat of a notion of what your greatest priorities and interests are. If you plan to travel the world before you have any serious adult responsibilities, your saving approach will look a lot different than if your ultimate goal is to enjoy an early retirement. Imagining your professional goals can help figure out how much they need to put away every pay period. Experts insist that millennials save up to one-third of their paychecks, while others say that putting away at least 10% is a good way to start saving. Whatever amount you decide on, be sure to put away finances for whatever your professional goals are (from retiring early, to buying a car, to paying off debt) on a monthly basis so that none of your goals gets neglected.
The benefit of good saving habits is that you won’t start becoming used to a type of living that becomes too expensive. It’s definitely easier to start lean and work toward a more expensive lifestyle than it is to cut back on what you used to enjoy.